Suvrat joins us with 24 years of International Retail Banking experience in Citibank and Barclays. His last assignment was in Barclays as Head of Consumer Banking – India, where he was responsible for devising and executing the turnaround strategy for Barclays Retail in India and moved it into a profitable business since the time he joined them in 2009. Prior to Barclays, Suvrat spent almost 20 years to his international banking career with Citibank. He started in 1990 in India and lastly was in Australia as Head of Strategy, Marketing & Customer Experience. During his tenure with Citibank, Suvrat has performed at various senior level assignments in markets such as Japan, Australia, Singapore, USA within the retail segment. All through his career Suvrat has been a ‘change agent’ following his global track record of strategic turnarounds and business transformation to improve revenues and market share.